I just saved a bunch of money on my student loans...

A private student loan organizer has decided to be different than the other non-government backed loan companies. How does this organizer know if you are going to pay them back or not? Your grades. If a barrower submits information to show that they are in good academic standing along with good credit standings, that student can get major discounts on their rate. A good student may receive .25% off of their rate. An outstanding student may get as much as .75% off. The company's plans are to make these discounts even larger eventually. As long as this company keeps succeeding in their business, other loan organizers are going to have to follow suit. If they choose not to, a company offering lower rates would be the obvious substitute. If this company is right, this good grades/debt repayment relationship may begin to show up in more places than just loans: it won't only be saving you money on your car insurance.